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Arizona Health Insurance

As a resident of Arizona, you have plenty of Arizona health insurance options to choose from. There are multiple insurance companies in Arizona that provide a range of plans for a variety of health needs.

Here you'll be able to get helpful information for finding health insurance in Arizona. See some of the state’s top health insurance companies and read about the important Arizona health insurance laws and regulations you should be aware of as you look for your plan. You can also find information about financial assistance and public Arizona health insurance programs.

Not resident of Arizona? Find your state here.

If you would like to get free quotes and compare Arizona health insurance plans now, start with our simple form on the right.


Resources on this page

The following list of companies offer health insurance plans in Arizona:

MEGA Life and Health Insurance Company

MEGA Life and Health Insurance Company

At The MEGA Life and Health Insurance Company, the focus is on personalizing a health plan that meets your needs.


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Arizona Health Insurance Laws and Regulations

Arizona residents are protected under a few different laws as they shop and purchase individual health insurance.

Those who are looking for an individual plan after they have left a group plan with an employer are protected under the federal law HIPAA. In general, this law prohibits Arizona health insurance companies from imposing a waiting period for pre-existing health conditions.

Residents also have the right to temporary continued health coverage from a previous employer under the federal law COBRA.

Once accepted into a health plan, Arizona state law prohibits insurers from canceling coverage if the policyholder became sick or was injured.

The following medical services are required to be covered under the Arizona health insurance law.

  • Screening for breast cancer
  • Care for some diabetes-related conditions
  • Continuity of health care for pregnant women
  • Contraceptives

Also, small groups of 2 to 50 people are guaranteed to be accepted for Arizona health insurance coverage under state law.

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Arizona Public Health Insurance Programs

In Arizona, some residents can get health coverage through one of these public Arizona health insurance programs.

  • Medicaid
    The Medicaid program provides Arizona health insurance for some low-income individuals, families and children. To learn more about Arizona Medicaid, visit www.ahcccs.state.az.us.


  • KidsCare
    Arizona children who live in low-income families but do not qualify for Medicaid may qualify for KidsCare. This State Children's Health Insurance Program (SCHIP) offers coverage for Arizona children under the age of 19. For more information, visit the program website.


  • Well Women HealthCheck Program
    This program offers full Medicaid health coverage for some low-income women who are diagnosed with breast or cervical cancer. To learn more about this Arizona health insurance program, visit them online.

  • Some trade workers and early retirees in Arizona may qualify for the Federal Health Coverage Tax Credit. This tax credit pays for 65 percent of health insurance premiums. Visit the Internal Revenue Service (IRS) online for more information.

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    Arizona Department of Insurance and Department of Health Services

    Find the contact information for the Arizona health insurance and health services departments at:


    Arizona Department of Insurance
    2910 N. 44th St. Suite 210
    Phoenix, AZ 85018-7269
    Phone: (800) 325-2548
    http://www.id.state.az.us/



    Arizona Department of Health Services
    150 North 18th Avenue
    Phoenix, AZ 85007
    Phone: (602) 542-1000
    http://www.azdhs.gov/


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