Colorado Health Insurance
As a resident of Colorado, you have plenty of Colorado health insurance options to choose from. There are multiple insurance companies in Colorado that provide a range of plans for a variety of health needs.
Here you'll be able to get helpful information for finding health insurance in Colorado. See some of the state’s top health insurance companies and read about the important Colorado health insurance laws and regulations you should be aware of as you look for your plan. You can also find information about financial assistance and public Colorado health insurance programs.
Not resident of Colorado? Find your state here.
If you would like to get free quotes and compare Colorado health insurance plans now, start with our simple form on the right.
Resources on this page
- Colorado Health Insurance Companies
- Colorado Health Insurance Laws and Regulations
- Public Health Insurance Programs for Colorado Residents
- Contact Info for the Colorado Division of Insurance and Public Health and Environment
The following list of companies offer health insurance plans in Colorado:
MEGA Life and Health Insurance Company
At The MEGA Life and Health Insurance Company, the focus is on personalizing a health plan that meets your needs.
Colorado Health Insurance Laws and Regulations
Under Colorado health insurance law, the health insurance companies in the private market are required to follow certain guidelines.
In Colorado, all individual health insurance policies are guaranteed renewable meaning coverage cannot be canceled as a policyholder ages or gets sick.
In addition, all Colorado health insurance plans must cover certain medical services and screening. They include:
- Screening for breast and prostate cancer
- Treatment for certain diabetes-related conditions
- Continuity of care for pregnant women
- Children's vaccinations
Colorado health insurance companies also must offer equal coverage limits and maximums for mental health conditions as physical health condition's also called "mental health parity."
Residents in Colorado have protection under the federal law HIPAA, and continuation of group health coverage from a former employer under COBRA. Colorado workers may keep coverage for up to 18 months with Colorado's continuation coverage, which is similar to COBRA benefits.
After COBRA benefits are used, a Colorado employee can purchase a conversion policy if eligible.
Colorado Public Health Insurance Programs
Colorado offers residents some public assistance for obtaining health insurance coverage. Here are the available Colorado health insurance programs:
- Medicaid
The Medicaid program in Colorado offers some low-income or disabled residents full health care coverage. In Colorado, residents must apply and enroll for coverage through their County Social Services Office. Find more information on Colorado Medicaid here. - CoverColorado
Colorado residents who are unable to find insurance or were denied coverage because of a pre-existing health condition may be eligible for coverage with the CoverColorado high risk pool. To learn more about his Colorado health insurance program, visit http://www.covercolorado.org. - Child Health Plan Plus (CHP+)
The Colorado CHP+ program provides health coverage for children in low-income families who do not qualify for Medicaid. To find out more about the CHP+ program, visit http://www.cchp.org/. - Colorado Women's Cancer Control Initiative (CWCCI)
The CWCCI program provides low-income women full health care coverage through Medicaid if they are diagnosed with breast or cervical cancer. This program is a part of the Breast and Cervical Cancer Early Detection Program which is in most U.S. states. The website for this Colorado health insurance program can be found at http://www.cdphe.state.co.us/pp/cwcci/index.html.
Eligible residents in Colorado may also be able to receive the Federal Health Coverage Tax Credit, which offers some workers and early retirees tax credits to help with health plan premiums. For more information on the tax credit, visit the Internal Revenue Service (IRS) online.
Colorado Division of Insurance and Public Health and Environment
Find the contact information for the Colorado health insurance and public health and environment departments at:
Colorado Division of Insurance
1560 Broadway, Suite 850
Denver, CO 80202
Phone: (303) 894-7490
http://www.cdphe.state.co.us/
Go to Top of the Colorado Health Insurance Page
Want To Compare Health Plans Available in Your Area?
Get free quotes by choosing your city or county in Colorado
gohealthinsurance is the best
Browse By
Get a quote
All we need to start is your zip!
Safe, Secure & Absolutely Free
