New Mexico Health Insurance
As a resident of New Mexico, you have plenty of New Mexico health insurance options to choose from. There are multiple insurance companies in New Mexico that provide a range of plans for a variety of health needs.
Here you'll be able to get helpful information for finding health insurance in New Mexico. See some of the state’s top health insurance companies and read about the important New Mexico health insurance laws and regulations you should be aware of as you look for your plan. You can also find information about financial assistance and public New Mexico health insurance programs.
Not resident of New Mexico? Find your state here.
If you would like to get free quotes and compare New Mexico health insurance plans now, start with our simple form on the right.
Resources on this page
- New Mexico Health Insurance Companies
- New Mexico Health Insurance Laws and Regulations
- Public Health Insurance Programs for New Mexico Residents
- Contact Info for the New Mexico Division of Insurance and Health Department
The following list of companies offer health insurance plans in New Mexico:
MEGA Life and Health Insurance Company
At The MEGA Life and Health Insurance Company, the focus is on personalizing a health plan that meets your needs.
New Mexico Health Insurance Laws and Regulations
New Mexico health insurance law requires all health plans to provide coverage for certain medical services including:
- Patient care costs in clinical cancer trials
- Screening for breast, cervical, and colorectal cancer, along with HPV screening
- Diabetes care
- Vaccinations for children
- Contraceptives, if a health plan covers prescription drugs
New Mexico health insurance state law also requires mental health conditions to be covered equally as physical health conditions.
Generally, New Mexico health insurance companies are allowed to accept applicants and set premiums based on health status and pre-existing health conditions. But some individuals are protected if they are HIPAA-eligible.
Under the federal law HIPAA, some individuals who recently left a group health plan with an employer are guaranteed to be issued coverage in the private market.
For individuals who are turned down for New Mexico health insurance coverage or cannot find a reasonably priced plan because of a pre-existing condition, they can obtain coverage through the state's high-risk health insurance pool.
The high-risk pool, called the New Mexico Medical Insurance Pool, provides comprehensive health benefits and a choice of deductibles. Remember, premiums are typically expensive in a high-risk pool.
New Mexico Public Health Insurance Programs
Low-income residents may have access to one of these public New Mexico health insurance programs:
- Medicaid
The Medicaid program in New Mexico offers some disabled and low-income residents health coverage. To learn more, visit their website. - NewMexiKids
For children in families who do not qualify for Medicaid but cannot afford private health insurance, they can receive coverage through NewMexiKids. To find eligibility limits and more information about this New Mexico health insurance program for children, visit them online. - Breast and Cervical Cancer Early Detection Treatment Program
Low-income women in New Mexico can receive free mammograms and cervical cancer screening through this program. To learn more about this New Mexico health insurance for women visit http://www.cancernm.org/.
New Mexico early retirees and trade workers may also qualify for federal assistance with the Federal Health Coverage Tax Credit, which pays for a portion of health plan premiums. To learn more, visit the Internal Revenue Services (IRS) online.
New Mexico Division of Insurance and Health Department
Find the contact information for the New Mexico health insurance and health departments at:
New Mexico Division of Insurance
Mailing address:
P.O. Box 1269
Santa Fe, NM 87504-1269
Office:
P.E.R.A. Bldg., 4th Floor
1120 Paseo de Peralta
Santa Fe, NM 87501
Phone: (800) 947-4722
www.nmprc.state.nm/id.htm
New Mexico Health Department
1190 South Saint Francis Drive
Santa Fe, NM 87502
Phone: (505) 827-2613
http://www.health.state.nm.us/
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