Oregon Health Insurance
As a resident of Oregon, you have plenty of Oregon health insurance options to choose from. There are multiple insurance companies in Oregon that provide a range of plans for a variety of health needs.
Here you'll be able to get helpful information for finding health insurance in Oregon. See some of the state’s top health insurance companies and read about the important Oregon health insurance laws and regulations you should be aware of as you look for your plan. You can also find information about financial assistance and public Oregon health insurance programs.
Not resident of Oregon? Find your state here.
If you would like to get free quotes and compare Oregon health insurance plans now, start with our simple form on the right.
Resources on this page
- Oregon Health Insurance Companies
- Oregon Health Insurance Laws and Regulations
- conPublic Health Insurance Programs for Oregon Residents
- Contact Info for the Oregon Insurance Division and Public Health Division
The following list of companies offer health insurance plans in Oregon:
MEGA Life and Health Insurance Company
At The MEGA Life and Health Insurance Company, the focus is on personalizing a health plan that meets your needs.
Oregon Health Insurance Laws and Regulations
Oregon health insurance law regulates the private health insurance market to protect residents and applicants of coverage.
Typically, Oregon health insurance companies are allowed to accept applicants and set premiums based on a person's health history and pre-existing health conditions.
Those who are HIPAA-eligible must be accepted into a plan. Oregon health insurance companies are also prohibited from imposing waiting or exclusion periods under this federal law.
Oregon residents who are not HIPAA-eligible and are turned down for a private plan may purchase coverage through the Oregon Medical Insurance Pool, which accepts all applicants regardless of health history.
Oregon health insurance law also requires that all state health insurance companies provide coverage for certain medical services, including:
- Mammograms
- Screening for prostate, cervical, and colorectal cancer
- Diabetes care
- Medical care for pregnant women
- Equal coverage for mental health conditions and physical health conditions
Oregon Public Health Insurance Programs
Low-income residents who cannot afford Oregon health insurance have access to a few different public financial assistance programs. They include:
- Medicaid (Oregon Health Plan)
Oregon's Medicaid program is called Oregon Health Plan and provides health coverage for those who cannot afford their own plan and disabled residents. To learn more about Oregon Health Plan, visit them online. - Oregon Children's Health Insurance Program
This program is designed to provide health insurance for children under the age of 19 whose families are unable to obtain or afford coverage. Find out more about the Oregon health insurance program for children here. - Family Health Insurance Assistance Program (FHIAP)
The FHIAP helps families afford private health insurance by paying a portion of their plan premiums. Learn more about this program online. - Oregon Breast and Cervical Cancer Program
This program offers free mammograms and cervical cancer screening for low-income women in Oregon. To learn more about this women's Oregon health insurance program, visit them online.
Trade workers and early retirees in Oregon may also qualify for a federal tax credit called the Federal Health Coverage Tax Credit. This benefit pays for a portion of health plan premiums. Learn more about the tax credit .
Oregon Insurance Division and Public Health Division
Find the contact information for the Oregon health insurance and public health divisions at:
Oregon Insurance Division
Mailing address:
PO Box 14480
Salem, OR 97309-0405
Street address:
350 Winter St NE Room 440
Salem, OR 97301-3883
Phone: (503) 947-7980
http://www.cbs.state.or.us/external/ins/index.html
Oregon Public Health Division
800 NE Oregon Street
Portland, OR 97232
Phone: (971) 673-1222
http://oregon.gov/DHS/
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