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Virginia Health Insurance

As a resident of Virginia, you have plenty of Virginia health insurance options to choose from. There are multiple insurance companies in Virginia that provide a range of plans for a variety of health needs.

Here you'll be able to get helpful information for finding health insurance in Virginia. See some of the state’s top health insurance companies and read about the important Virginia health insurance laws and regulations you should be aware of as you look for your plan. You can also find information about financial assistance and public Virginia health insurance programs.

Not resident of Virginia? Find your state here.

If you would like to get free quotes and compare Virginia health insurance plans now, start with our simple form on the right.


Resources on this page

The following list of companies offer health insurance plans in Virginia:

MEGA Life and Health Insurance Company

MEGA Life and Health Insurance Company

At The MEGA Life and Health Insurance Company, the focus is on personalizing a health plan that meets your needs.


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Virginia Health Insurance Laws and Regulations

As you shop for a Virginia health insurance plan, state law provides you certain protections. Most Virginia health insurance companies will look at your health status before they accept you into coverage and set your premiums.

But there are two Virginia health insurance companies that cannot deny your application and cannot impose permanent exclusion periods they are CareFirst Blue Cross Blue Shield and Anthem Blue Cross Blue Shield. CareFirst operates in Northern Virginia and Anthem operates in the rest of the state.

Residents in Virginia who are HIPAA-eligible also have certain protections under federal and state law. Learn more about HIPAA here.

Virginia health insurance law also requires that all health plans cover certain medical services such as:

  • Patient care costs in clinical cancer trials
  • Screening for prostate, cervical, colorectal, and breast cancer
  • Medical care for pregnant women
  • Newborn baby health screenings
  • Vaccinations for children

Virginia health insurance companies must also cover mental health conditions equally to physical health conditions.

Once you are accepted for coverage, insurers are not allowed to cancel you coverage simply because you get sick or are injured.

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Virginia Public Health Insurance Programs

The public Virginia health insurance programs that help low-income residents get health coverage include:

  • Medicaid
    The Medicaid program in Virginia is designed for the lowest earners and disabled residents. To learn more about Virginia Medicaid, visit them online.

  • Family Access to Medical Insurance Security (FAMIS)
    This program is Virginia's Children's Health Insurance Program and provides health care coverage for children and pregnant women. FAMIS also offers dental care coverage for children through Smiles For Children. To learn more about this Virginia health insurance program, visit their website.

  • Every Women's Life
    This is Virginia's Breast and Cervical Cancer Early Detection Program, which provides free mammograms and cervical cancer screening for low-income women. Find out more about this women's Virginia health insurance program online.

The federal government also provides some financial assistance to Virginia residents. The Federal Health Coverage Tax Credit helps pay up to 60 percent of health plan premiums for trade workers and early retirees. To learn more about this program, visit the IRS online.

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Virginia Bureau of Insurance and Department of Health Services

Find the contact information for the Virginia health insurance and health services departments at:

Virginia Bureau of Insurance
Mailing Address:
P.O. Box 1157
Richmond, VA 23218
Street Address:
1300 East Main Street
Richmond, VA 23219
Phone: (804) 371-9741
http://www.scc.virginia.gov/division/boi/


Virginia Department of Health
P.O. Box 2448
Richmond, VA 23218-2448
Phone: (804) 864-7001
http://www.vdh.state.va.us/


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