iowa Health Insurance
As a resident of iowa, you have plenty of iowa health insurance options to choose from. There are multiple insurance companies in iowa that provide a range of plans for a variety of health needs.
Here you'll be able to get helpful information for finding health insurance in iowa. See some of the state’s top health insurance companies and read about the important iowa health insurance laws and regulations you should be aware of as you look for your plan. You can also find information about financial assistance and public iowa health insurance programs.
Not resident of iowa? Find your state here.
If you would like to get free quotes and compare iowa health insurance plans now, start with our simple form on the right.
Resources on this page
Iowa Health Insurance Companies
Iowa Health Insurance Laws and Regulations
Public Health Insurance Programs for Iowa Residents
Contact Info for the Iowa Department of Insurance and Department of Health Services
The following list of companies offer health insurance plans in iowa:
MEGA Life and Health Insurance Company
At The MEGA Life and Health Insurance Company, the focus is on personalizing a health plan that meets your needs.
Iowa Health Insurance Laws and Regulations
Under state law, Iowa health insurance companies must follow certain guidelines and regulations. For instance, Iowa health insurance plans are guaranteed renewable in the state meaning insurance companies cannot cancel health coverage if a policyholder gets sick or injured.
For Iowa residents who are denied health insurance, they can receive coverage through the state's high risk pool, the Iowa Comprehensive Health Association.
Individuals looking for coverage after leaving a former employer's group health plan are protected by the federal law, HIPAA. This law forbids insurers from imposing coverage waiting periods or exclusion periods for those who are HIPAA-eligible.
Iowa residents also have a right to stay on their group plan after they leave a job, for a temporary period, according to the federal law COBRA.
Iowa health insurance laws also require that all health plans cover certain medical care, such as:
- Mammograms
- Care for pregnant women
- Contraceptives
- Vaccinations for children
In Iowa, insurers must also follow mental health parity, which means mental health conditions receive the same benefits as physical ailments.
Iowa Public Health Insurance Programs
There are a few different public Iowa health insurance programs that help low-income residents get health insurance coverage.
- Medicaid
Through Medicaid, low-income, blind, and disabled residents of Iowa can get health coverage. For more information, visit the Iowa Medicaid Enterprise online.
- hawk-i
This is Iowa's state Children's Health Insurance Program (SCHIP) which provides health insurance for low-income children under the age of 19 if they do not qualify for Medicaid. To learn more about the Iowa health insurance program, hawk-i, visit them online.
- Iowa Care For Yourself
This program, also known as the Iowa Breast and Cervical Cancer Early Detection Program, provides free cancer screening for low-income women. If a woman is diagnosed with breast or cervical cancer through this program, they qualify for health coverage through Medicaid. For more information about this Iowa health insurance program, visit the program online.
Also, the Federal Health Coverage Tax Credit pays for 65 percent of health plan premiums for Iowa trade workers and early retirees. Find out more online here.
Iowa Department of Insurance and Department of Public Health
Find the contact information for the Iowa health insurance and public health departments at:
Iowa Insurance Division
330 Maple St.
Des Moines, IA 50319-0065
Phone: (515) 281-5705
http://www.iid.state.ia.us/
Iowa Department of Public Health
321 E. 12th Street
Des Moines, IA, 50319-0075
Phone: (515) 281-7689
http://www.idph.state.ia.us/
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